Australia's 2026 tax reform changes future negative gearing and capital-gains treatment from 1 July 2027. Existing investments held before 7:30pm AEST 12 May 2026 are protected from the negative-gearing change.
Help to Buy is now operating nationally. Eligible Australian citizens can buy with a minimum 2% deposit while the Government contributes up to 30% for an existing home or 40% for a new home.
Eligible first home buyers can buy with a minimum 5% deposit under the Australian Government 5% Deposit Scheme, with no income caps, unlimited places and no LMI.
Foreign buyers of NSW residential property can face state surcharges on top of normal transfer duty and land tax. The current surcharge purchaser duty rate is 9% and surcharge land tax is 5%.
